As of August 14, 2025, the portfolio of bonds of the internal state loan (ISL) owned by citizens of Ukraine reached UAH 100.2 billion, setting a new record in terms of investment volume. Over the year, the volume of investments of individuals increased by more than UAH 34.7 billion or almost 53%. About it reported press service of the Ministry of Finance, write Dengi.ua .
Distribution of bonds by currency in the ownership of citizens:
- UAH 55.15 billion (55.03%) of hryvnia-denominated government bonds;
- US dollar-denominated government bonds - UAH 40.31 billion in equivalent (40.23%);
- Euro-denominated government bonds - UAH 4.74 billion in equivalent (4.73%);
It is noted that before the beginning of the full-scale invasion of the Russian Federation in Ukraine the volume of individuals' government bonds was four times less - UAH 25.1 billion.
Dynamics of individuals' government bonds since the beginning of 2022:
- january 2022 - UAH 25.1 billion;
- january 2023 - UAH 30.2 billion;
- january 2024 - UAH 52.2 billion;
- january 2025 - UAH 78.5 billion ;
- august 14, 2025 - UAH 100.2 billion.
In July, the budget attracted UAH 72.2 billion due to the issuance of government bonds, and since the beginning of the full-scale invasion - more than UAH 1.7 trillion.
As explained in the Ministry of Finance, government bonds are one of the main sources of financing the state budget, along with grants and soft loans from international partners. Investor funds work to support the AFU, the economy and liquidation of the consequences of Russian aggression.
Also, government bonds are the most reliable investment instrument of the country: the government guarantees 100% repayment of deposits on them along with the coupon (interest). Income from government bonds is not subject to personal income tax and military levy.
